About Ashwika Raj
A student who believes economics, technology, and empathy can change the world — one community at a time.
Class 12 · PCM-E
Currently in Class 12 with subjects that build the foundation for my mission:
The combination of analytical thinking (PCM) and understanding human behavior (Economics) directly shapes how I approach the challenge of financial literacy.
The Timeline
Born with curiosity
A child growing up with questions about how the world works — especially money and systems.
First Economics class
Fell in love with economics. Understanding supply, demand, and incentives clicked everything into place.
Discovered the gap
Realized that while the stock market was booming, most people around me had no access to basic financial knowledge.
Founded Aarambh
Started Aarambh to bridge the financial literacy gap for low-income communities in India.
Class 12 & Building
Balancing Physics, Chemistry, Maths, Economics — while running Aarambh and building this platform.
The Next Chapter
Applying to global universities. Mission: study Economics & Technology to create systemic change.
My Vision for India
Financial Literacy
Over 80% of rural Indians have no access to meaningful financial education. That's not a statistic — it's a systemic failure I want to help fix.
Social Empowerment
Empowered communities make better decisions. When a farmer understands insurance or a housewife knows about SIP, that family's trajectory changes forever.
Technology
Technology is the great equalizer. Digital payments, online investing, and edtech can reach the last mile — if we design for inclusion, not just convenience.
What I Stand For
Education
Knowledge is the most powerful equalizer. Every person deserves access to financial education.
Empowerment
True change happens when communities are equipped to make their own financial decisions.
Simplicity
Complex ideas must be made simple. If a farmer can't understand it, we haven't done our job.
Community
Impact is measured not in metrics alone, but in lives changed and families secured.